Overview
SquareTrade offers protection plans to help consumers keep their phones, electronics, appliances, and furniture safe from accidents and malfunctions. They provide easy-to-use service with ways to file claims online 24/7 and get quick repairs, sometimes even same-day or in-home visits. For phones, their protection covers things like cracked screens, liquid damage, battery problems, and more, applying whether your phone is old or new and even when you upgrade to a new phone. They also offer a premium Phone Protection Plus that adds extra help like tech support for phone setup and troubleshooting, identity theft recovery assistance, roadside assistance, and monitoring your digital identity to keep it safe. It's like having a safety net for your important devices and personal tech, with helpful customer service backing you up.
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The information comes directly from the official SquareTrade website, which clearly outlines their main protection plans for phones and other electronics, the coverage details, repair service options, and the additional benefits included in the Phone Protection Plus plan tailored for consumers.
How to Get a SquareTrade Refund: Step by Step
If you purchased through SquareTrade website (credit/debit card):
- Gather your payment details including your Visa, MasterCard, or American Express card number used for the subscription.
- Go to the SquareTrade website and navigate to the "Contact Us" or "Get Help" section to find customer service contact information.
- Use email or phone contact to reach out to SquareTrade customer service and explicitly state you want a refund for your membership/subscription charge, not just cancellation.
- Emphasize if the subscription renewed automatically without prior notice.
- Mention any non-use of the service since renewal.
- If required, fill out any refund request form provided by customer service.
If you purchased through Apple (iOS App Store subscription):
- Open a browser and sign in to reportaproblem.apple.com using your Apple ID.
- Click "I'd like to," then select "Request a refund."
- Choose the subscription transaction related to SquareTrade and select the most fitting reason for refund, such as "Unwanted subscription renewal" or "Did not use the service."
- Submit the refund request and monitor your email for Apple's response.
- Emphasize the automatic renewal without notification and lack of usage since renewal.
If you purchased through Google Play Store subscription:
- Open the Google Play Store app on your phone or tablet.
- Tap your profile icon and select "Payments & subscriptions," then "Subscriptions."
- Find your SquareTrade subscription and tap "Report a problem."
- Select the reason closely matching your issue, for example, "Subscription renewed without my consent."
- Complete and submit the form as prompted.
- Highlight the unexpected renewal and non-use of the subscription in your description.
How to Contact SquareTrade
If you need assistance, here’s how you can get in touch with SquareTrade support team:

Tips and Tricks for Getting a SquareTrade Refund
- Be persistent and prepared to escalate: Insist on speaking to a manager if initial representatives deny a refund.
- Use the company’s own terms against them: Quote the exact warranty terms in writing to support your claim and insist on your preferred resolution (refund instead of replacement).
- Emphasize a desire for reimbursement: Clearly ask for a refund or reimbursement, especially if you have already replaced or repaired the item yourself.
- Timing matters: Contact them soon after the issue arises but also be prepared for delays; patience can be key in wearing down resistance.
- Express frustration politely but firmly: Calmly communicate that you know they must honor the warranty and that you expect full compliance.
- Document everything: Keep records of all communications, reference claim numbers, dates, and names of representatives spoken to.
- Consider filing claims through credit card protection if applicable: Some users had success getting refunds this way while keeping the product.
- Be wary of their initial offers: Replacement items may be low value or outdated; push back if the offer is unreasonable.
- Use specific escalation contacts if available: For example, emailing socialhelps@squaretrade.com for higher-level review can help move the process.
- Recognize it’s a deliberate gauntlet: The process can be frustrating on purpose, so persistence and willingness to push back repeatedly is essential.
Why Do People Request Refunds from SquareTrade
- Product not repairable due to lack of parts or discontinued items.
- Unsatisfactory repair attempts leading to refusal of warranty fulfillment or refund.
- Cancellation of plan within the first 30 days for a full refund.
- Cancellation after 30 days with pro-rata refund based on remaining time.
- Claim disputes where customers feel claims are not honored or reimbursements not received.
- Upfront repair costs paid by customer with desire to avoid it by direct payment from SquareTrade.
- Coverage misunderstanding or limitations, such as no coverage for lost or stolen devices.
- Long service processing times allowing customers to request refunds if repairs exceed time limits.
- Device failure within warranty period leading to full refunds or replacements.
- Desire for reimbursement vs. replacement after product failure.
SquareTrade Refund Script
Script

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Dear SquareTrade Customer Service,
I hope this message finds you well. I am writing to you regarding a recent billing issue I experienced with my account. It seems that an accidental charge was made for a service I did not intend to purchase. I believe this may have been a misunderstanding, and I would greatly appreciate your assistance in resolving this matter.
Given the circumstances, I kindly request a refund for the erroneous charge. I value the relationship I have with SquareTrade and am hopeful for a swift resolution to this issue.
Thank you for your attention to this matter. I look forward to your prompt response.
Best regards,
SquareTrade Refund Policy
SquareTrade's refund policy allows customers to cancel their Protection Plan at any time for any reason. If the plan is canceled within the first 30 days, a full refund will be issued, while cancellations after that period will receive a pro rata refund based on the remaining coverage time.
The Easiest Way to Get a SquareTrade Refund
If you’re frustrated trying to get a refund from SquareTrade—or if you didn’t even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or card account, and we’ll take care of the rest.
Start reclaiming your money today with Chargeback

Editorial Note: These articles reflect the opinions of Chargeback's writers. Everyone's situation is unique; therefore, it is important to conduct your own research and note that our self-help tools are not guaranteed to help with any specific problem.